Personalized Initial Consultation 713.489.7784
Filing an Insurance Claim? Let Patricia M. Davis Protect the Future of Your Business

Houston Business Law Attorney

Insurance Lawsuits

If you have been unable to get compensation for damages to your business by filing an insurance claim, then you may need to file a lawsuit against your insurance provider or another third party. As an owner, you may depend on the continual running of your business as a source of income. Businesses can be hard to start up and you do not want an insurance matter to cause any setbacks in your operation. I, Patricia M. Davis, am an experienced attorney that serves businesses specifically that are looking to secure compensation for damages.

This can be done through filing a claim, or going the route of a lawsuit when further action needs to be taken in order to gain the results you deserve. Often times, there is a third party that is responsible and I am prepared to go after them, including if the matter needs to be handled in court. The threat of a lawsuit can sometimes be enough to get the other party to back down and agree to pay damages. With an in depth understanding of business law, I am able to provide a more tailored, relevant form of representation in these situations, understanding exactly what is at risk for you and your business.

Sometimes working with an insurance company is not enough and you need someone that can pursue further legal steps that may be the best option for your situation. I know that this may be a difficult time as you're trying to deal with the complicated process of getting restitution for damages that you weren't expecting, but I'm here to help! When you contact Patricia M. Davis, Attorney at Law for a Houston business law attorney, I will make sure that you receive the personal attention you need to resolve your issue.

Suing the Insurance Provider

After you file a claim with your insurance provider, they are obligated to pay you for your losses. Some companies, however, do not fulfill their responsibilities during the claims process, so you may need to sue them in order to get what you deserve. There are quite a few cases in which this is necessary.

They might deny that you had coverage, or offer much less money than is reasonable for the claim. Since they are required by law to respond in a certain amount of time, you might sue them for failing to pay the claim or confirming your coverage within a reasonable time period. The insurance provider may also have not conduct a fair investigation or deny the claim without giving you a good reason.

All of these would warrant a lawsuit on "bad faith", which means that the insurance company was trying to evade their obligations to you, the claimant. When you file a lawsuit against the provider through your lawyer, it could result in a settlement before it reaches court if the insurance company does not want to pay legal feels. If it does end up going to court, then the court will decide on a verdict and if you win, then the insurance company is required to pay your legal fees.

Suing the At-Fault Party

If your business has incurred damage from another person or company, then you may want to sue them for reparations. You must do this within a certain time period to meet the Texas Court statute of limitations. The time period depends on the case so make sure to contact my office as soon as possible so we can review your case before it's too late! We will guide you through the process of filing a lawsuit.

The steps to filing a lawsuit are outlined below:

  • Research: Find out what kind of legal case you are filing and which court it should be handled in by searching Texas Government Code §24.007 and §26.042.
  • File suit: To initiate the lawsuit, you must file a petition to the Clerk of the Court.
  • Notify the defendant: To sue, you must give legal notice to the defendant, the party that you are suing. You do this by asking the clerk to give them a citation. The defendant may then respond to the court clerk with an answer or a counterclaim.
  • Get information: Both parties use a Discovery Plan to get information from the other side. They can ask questions, get exams, investigate relevant documents or property, and see depositions, which is the questioning of a witness in which answers are recorded.
  • File appropriate motions and requests: A number of things need to be asked of the court from both parties, such as trial by jury, postponing the hearing, changing a plea, and petitioning to intervene.

At this point, a case may or may not go to trial depending on whether or not a settlement is reached. If it goes to trial then a judge or jury makes a verdict, which can be appealed within 30 days after the judgment. If you have found yourself in the position of needing to file a lawsuit, then simplify the process by letting me handle your case. I would consider it a privilege to work as your Houston business lawyer and help you recover the compensation you deserve.

Contact my firm today.

Virtual Appointments & Meetings Offering Legal Services To Suit Your Busy Lifestyle

I am prepared to tailor a unique and effective legal solution on your behalf.
I am here to discuss your case in person, over the phone and via email,
whichever route of communication suits your needs the best.

Get Started